How to fix errors on your credit report

According to a report by the United States Federal Trade Commission, one out of five Americans has experienced errors in their credit reports (at least once). Credit report errors drag your score down hence making you less creditworthy. It is important, therefore, that you know how to fix these errors in order to improve your […]

Things that may be hurting your credit score

Your credit score is vitally important to your future financial success. Indeed, those three little numbers can ultimately determine whether or not you are able to get a mortgage, buy a new car, and what sort of interest rates will be available to you. However, many things can hurt your credit score. Some are obvious […]

How identity theft affects your credit scores

According to a research carried out earlier this year (2020) by javelin, identity theft is still a major threat to business. The research and advisory firm revealed that more than 500,000 identity fraud reports are made each month to the federal trade commission that result to a median loss of $200. What is identity theft? […]

Is it worth paying someone to fix your credit score?

Unfortunately, as millions know, there are many real, long-term risks when it comes to having a poor credit score. A low credit score can cost you thousands and significantly hamper your future. These scores are often driven by financial errors that were made by either reporting companies or the individual in question. There are ways […]

How to verify a credit repair company

Credit repair services are companies that scrutinize your credit reports and deal with any inaccurate or negative items on your behalf. Credit repair companies are different from credit-counseling companies in that they help you dispute inaccurate information at a fee. If you have a bad credit or you have identified some errors in your credit […]