How to get a free credit report
Your credit report speaks volumes about your creditworthiness. It contains a complete record of your credit history. As such, it not only influences how creditors view you but also determines whether they can trust you with their funds. For this reason, it is important that you check your credit reports at least once per year […]
The Importance of Regularly Checking your Credit Report
The first question that might run across your mind at this point is—what’s a credit report? A credit report is a document containing your personal information, credit account history, credit inquiries, and public records. It’s made by various credit bureaus and is used to calculate your credit score. A credit score is a 3-digit number […]
How do I write a letter to fix a wrong entry on my credit report?
It’s important to regularly check your credit score and report for a couple of reasons. Not only can you get an idea of where your credit score stands, but you can also confirm that everything is correct. If you notice that there’s incorrect information filed on your report, you’ll want to write a letter to […]
Things to review when viewing your credit report
Your credit report is a crucial piece of your financial history and one that you should check on a regular basis in order to confirm its accuracy and your own financial history. There are multiple pieces to this report. As such, here is a quick review of the various pieces, as well as an overview […]
Which credit report is most accurate?
If you or a credit company is looking to run your credit report and receive your credit score, there are three main sites that they can use. Typically, a mortgage company will look at all three credit sites to get the best overall idea of your credit history. If you are applying for a small […]
How to fix errors on your credit report
According to a report by the United States Federal Trade Commission, one out of five Americans has experienced errors in their credit reports (at least once). Credit report errors drag your score down hence making you less creditworthy. It is important, therefore, that you know how to fix these errors in order to improve your […]
How running a credit report can affect your credit
There are many things that can affect your credit, but one thing that most people worry about are credit checks. Credit checks can affect your credit in some ways. To understand how they can impact your score it is important to understand what they are and the different types of checks. Different Types of Credit […]